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Cloth Wiring Replacement in Boston

Rubber-and-cloth insulated cable from the decades after knob and tube, assessed run by run and replaced with grounded, arc-fault protected circuits.

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Cloth wiring is judged by what its insulation is doing where it bends and where it gets hot, not by the year it went in.

Old cloth-jacketed cable strapped to a basement joist beside a new white cable on the next joist in an older Boston house

Decker Boston Knob and Tube arranges cloth wiring replacement across Boston, Cambridge, Somerville and nearby cities, carried out by licensed and insured electricians. Cloth wiring here means cable whose conductors are insulated with rubber and wrapped in woven fabric, usually two wires bundled in a cloth jacket and stapled to the framing, from the decades after knob and tube.

It is judged run by run on condition. Some of it needs replacing now, some can wait for a planned project, and in an older house it may sit alongside knob and tube and early armored cable. When most of the house is old wiring of one kind or another, a whole house rewire replaces every type in one pass.

What happens on the first visit

The first visit finds out where the cloth cable is, what it connects to and what shape it is in. Those are three separate questions, and the answers differ from room to room.

Where it is and what it joins

The electrician traces each circuit from the panel and records what it is made of. Cloth-sheathed cable may be spliced onto knob and tube where a mid-century owner extended a circuit, or onto later cable where a remodel stopped. Each junction is a potential weak point and a scope boundary, and the guide to knob and tube mixed with newer cable explains why they matter.

What condition it’s in

Then comes condition, read where the cable can be seen without disturbing it: in the basement and attic, at the panel and at a sample of boxes. Where condition is in doubt, a de-energized circuit can be tested with an insulation resistance tester. Closed walls hide the middle of each run, and the written findings say which runs were seen, which were tested and which could only be inferred.

What you get back

You get a priority list. Runs with brittle insulation, damage or risky splices go first; intact runs that feed rooms due for renovation can be folded into that work; the rest are recorded. The knob and tube vs cloth wiring guide shows how the two types are told apart.

How rubber and cloth insulation fails

The conductor inside is usually fine. The insulation around it is what ages, and it ages fastest where it is hot, bent or disturbed.

Heat hardens the rubber

Rubber insulation stays flexible only as long as it isn’t cooked. Decades of heat from light fixtures, a hot attic in summer, or an overloaded circuit harden it, and hardened rubber cracks when it is moved. The cloth over it was there for abrasion, not insulation, and it frays and sheds once the rubber under it is gone.

Bends and terminations take the stress

The tightest bends are where the cable enters a box and where the conductors wrap around device screws. Every outlet swap or fixture change flexes those few inches again. Damage tends to show there first, and an exposed bare conductor inside a box is how a working circuit turns into an arcing one.

Later work and insulation over it

Cable stapled to framing was moved and nicked by every later trade that worked nearby. Where blown-in insulation was later packed around it, the cable has less ability to shed heat. The Massachusetts text of the code rates new cable run through thermal insulation at its 60°C value, a sign of how much insulation changes the heat picture even for modern wire.

Early armored cable and the ground question

Houses with cloth cable may also have early armored cable, often called BX, from the same period. Its conductors are the same rubber-and-cloth type, inside a spiral metal jacket.

Why the jacket matters

On circuits with no ground wire, that metal jacket was sometimes the only path for fault current back to the panel. The path depends on every joint and box connector staying tight, and old armor can be rusted, loose or broken along its length. Sharp jacket ends at boxes can also cut into the insulation they were supposed to protect.

How it is handled

The electrician tests whether the jacket carries fault current at each box before treating the circuit as grounded. Where it can’t be shown to, the circuit is treated as ungrounded, and the ungrounded outlet upgrade page covers the choices for it. Where cloth cable and old armored cable share a circuit, the scope normally replaces both, so the circuit ends up on one kind of wire.

Cloth cable, BX and knob and tube in one house?

Start with a circuit-by-circuit map. It shows what to replace first and what can wait.

What replacement involves

Cloth-sheathed cable was installed like modern cable, along the framing and into boxes, so its routes are often reusable.

Following the old routes

Where the old cable ran through bored joists and straight into boxes, new grounded cable can often take the same path, entering through the same box openings. That keeps the number of new openings down compared with knob and tube, which took separate routes for each wire. Where a run can’t be followed, the Massachusetts text allows new cable to be fished between access points in finished buildings, and the plaster wall rewiring page covers how openings are cut and closed.

Boxes, devices and protection

Old boxes are often too shallow to hold a grounded device and its wires without crowding, so they are replaced where needed. Every new 120 volt branch circuit gets arc-fault protection, which Massachusetts requires throughout a dwelling, and receptacles near sinks get ground-fault protection. That can mean panel spaces the house doesn’t have, which the fuse box and panel upgrade page covers.

Old wire left in walls

Cloth cable sealed inside finished plaster is usually disconnected at both ends, confirmed dead and left in place, while runs in the attic and basement are pulled out. In a house built before 1978, opening more than six square feet of painted surface in a room makes the job lead-safe renovation work under the state’s Department of Labor Standards rules. The asbestos and lead paint guide covers both materials.

Insurance, Mass Save and price

Cloth cable is not knob and tube, and the difference can matter for both programs and insurers.

Mass Save and insurers

Mass Save’s assessment standards name knob and tube as the barrier to insulation, so correctly identifying a run as cloth-sheathed cable can change what an energy assessment allows. Insurers use the terms loosely; ask for a request in writing that says which wiring types it covers, then check the scope against it. The Massachusetts insurance guide explains what to ask.

Code and price

Massachusetts doesn’t require old wiring to be replaced because new work is added. Rule 3 of 527 CMR 12.00 lets an installation be modified without bringing the rest of it up to code, as long as the work creates or worsens no violation. Replacement is a decision about condition and plans. The signs guide covers which symptoms call for a prompt look, and the cost estimator gives a starting range without a phone call.

What's included

Replace now, replace with the next project, or keep and watch

Replace nowReplace with the next projectKeep and watch
Fits a run thatHas crumbling insulation, scorched boxes, splices into knob and tube or sits under insulationIs intact but feeds rooms you plan to renovate or rewire soonIs intact, unmodified, lightly loaded and away from heat
What happensThe circuit is replaced with grounded cableRecorded now and replaced while walls are open laterRecorded, protected at the right fuse or breaker size and checked again
OpeningsFishing and access holes, often along the old routeFolded into the renovation's own openingsNone
GroundingA real ground to every outlet on the circuitUngrounded until thenStays ungrounded
Main riskCost and access nowPlans slip and the run stays in service longerConditions change if the run is disturbed, extended or insulated over

Related resources

How a knob and tube job runs from first call to sign-off

  1. First call

    Tell us what prompted the call, the town and type of building, how many units it has, and any deadline from an insurer, a sale or an insulation contractor. Photos, an inspection report or a Mass Save assessment help route the job to the right licensed electrician.

  2. Assessment

    The electrician reviews the panel and the accessible attic and basement wiring, traces circuits, and notes which knob and tube is active, abandoned or mixed. You receive written findings and a scope, with access, patching and permit items listed separately.

  3. The work

    The licensed contractor files the permit, then works area by area so the rest of the house keeps power. New cable is fished or run through open framing, the rough-in is inspected before walls close, and old circuits are disconnected and removed where reachable.

  4. Completion

    Circuits are tested and labeled at the panel, the final inspection closes the permit, and you get the records: what was replaced, what was abandoned in place, and any knob and tube that remains. Those papers answer insurers, buyers and Mass Save.

What this work looks like

Find out which cloth runs need to go first

Not every old cable has to be replaced at once. Tracing and checking the circuits sorts them into now, later and fine for now.

Cloth Wiring Replacement questions

Does cloth wiring need to be replaced if it still works?

Not automatically. Working is not the test, because insulation can be cracked at a box while the circuit still carries power perfectly well. The test is condition: whether the rubber is still flexible, whether the run has been disturbed, spliced or buried in insulation, and whether its fuse or breaker matches the wire. Intact, unmodified runs away from heat can often wait for a planned rewire.

Is there a test that shows whether cloth wiring is still sound?

Partly. An electrician can test a de-energized circuit's insulation with an insulation resistance tester, which applies a test voltage and measures leakage between conductors, and can look at the wire wherever it is exposed. Neither shows every inch inside a closed wall. Results are read together with what the boxes and accessible runs show, and the written findings should say which parts were tested and which could not be seen.

Why does cloth wiring look worst at ceiling light boxes?

Heat. For decades, incandescent bulbs heated the top of the fixture and the box above it, and rubber insulation hardens faster with heat. The wires in a ceiling box are also bent tightly and moved every time a fixture is changed. So the ceiling box is often where brittle, cracked insulation first shows, even when the same cable looks sound a few feet away inside the ceiling.

Can a new LED fixture go on old cloth-insulated wiring?

An LED fixture runs cooler, but installing one means handling the old wires in the box, which is exactly where they are most brittle. If the insulation cracks as the wires are moved, the problem is now in your ceiling. Have an electrician look at the box before a fixture swap, and treat what they find there as a sample of the circuit's condition.

What does cloth wiring replacement cost in the Boston area?

It depends on how much of the house it covers. A few runs replaced along existing routes cost far less than a whole house, and when every old circuit is replaced, a typical Boston-area budgeting range is $8,000 to $25,000 or more. Within that, the price follows the number of live circuits, attic and basement access, plaster, how many boxes need replacing, panel space for new breakers and the patching scope.

Related services

Get an estimate for cloth wiring replacement

Call or request an estimate with your town, building type and what prompted the question. Decker Boston Knob and Tube will arrange an assessment by a licensed electrician and a written scope you can take to an insurer, a buyer or Mass Save.

Call (617) 405-3599
Decker Boston Knob and Tube
361 Newbury Street, 5th Floor, Boston, MA 02115
office@deckerbostonknobandtube.com
Monday to Friday, 8 AM to 6 PM; Saturday and Sunday, 9 AM to 2 PM
Outside these hours, emergency calls only

Photos of the attic, the basement ceiling and the panel help most.

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